SIP Calculator
Calculate your Systematic Investment Plan (SIP) returns and plan your investment journey with detailed projections and growth analysis.
SIP Calculator
What is SIP Calculator?
A SIP (Systematic Investment Plan) calculator is an essential financial tool that helps investors calculate the potential returns on their systematic investments in mutual funds. By investing a fixed amount regularly, SIP allows you to benefit from rupee cost averaging and the power of compounding.
Our SIP calculator provides accurate projections based on your monthly investment amount, expected annual return rate, and investment duration. It shows you the total investment amount, estimated returns, and final maturity value with detailed charts for better visualization.
How to Use SIP Calculator?
Step-by-Step Guide:
- 1Enter your monthly investment amount (minimum ₹500)
- 2Set the expected annual return rate (typically 8-15% for equity funds)
- 3Choose your investment time period (minimum 1 year)
- 4View your projected returns and growth chart
SIP Formula Explained:
M = Maturity Amount
P = Monthly Investment Amount
i = Monthly Interest Rate (Annual Rate / 12)
n = Number of Monthly Payments
SIP Calculation Example
Example: ₹5,000 Monthly SIP for 10 Years at 12% Annual Return
Your investment would grow by 92% over 10 years through the power of compounding!